Loan Portfolio Management Technology As A Factor For Company's Financial Safety
Table 1:
| Indicator | Guidance for 2019 | Results in 2019 | Achievement | |
| Efficiency | Correlation between operating expenses and operational income | Stability | 35.8 % | +0,6 pt. |
| Profitability | Net interest margin | 5.25–5.5 % | 5.52% | Goal achieved |
| Net fee and commission income | 11–15 % | 13.6 % | Goal achieved | |
| Cost of risk | 100–110 bp | 74 bp | Goal achieved | |
| Return on equity | >20% | 20.5 % | Goal achieved | |
| Assets | Core capital sufficiency | >13% | 13.4% | Goal achieved |