| No. | Hypotheses | Finding | 
 
   
   | 1. | H1: There is a significant means difference between the implementation of Documentation Matters (DCM) of Waqf-Takaful Compensation Operational Framework (WTCOF) by Etiqa Family Takaful Berhad, Takaful Ikhlas Family Berhad, Takaful Malaysia Keluarga Berhad and Zurich Takaful Malaysia Berhad | No significant | 
 
   
   | 2. | H2: There is a significant means difference between the implementation of Operational Matters (OPM) of Waqf-Takaful Compensation Operational Framework (WTCOF) by Etiqa Family Takaful Berhad, Takaful Ikhlas Family Berhad, Takaful Malaysia Keluarga Berhad and Zurich Takaful Malaysia Berhad | Significant | 
 
   
   | 3. | H3: There is a significant means difference between the implementation of Governance Matters (GCM)of Waqf-Takaful Compensation Operational Framework (WTCOF) by Etiqa Family Takaful Berhad, Takaful Ikhlas Family Berhad, Takaful Malaysia Keluarga Berhad and Zurich Takaful Malaysia Berhad | Significant |