Regulation Of The Key Rate By The Central Bank Of Russia
Table 4: Analysis of the debt load of individuals in the Russian Federation, 2013-2019 (Central Bank of Russia, 2019)
| Years | The total amount of loans received, RUB million | Total income, million roubles | Adjusted total income, RUB mln | Debt ratio | Absolute change in the debt ratio |
| 2013 | 9 536 025.041 | 44 230 649.00 | 32 657 679.00 | 0.29 | х |
| 2014 | 10 909 524.388 | 47 309 223.00 | 34 600 407.43 | 0.32 | 0.02 |
| 2015 | 10 278 828.712 | 53 153 174.00 | 37 722 673.00 | 0.27 | -0.04 |
| 2016 | 10 494 117.654 | 54 325 250.00 | 39 563 450.00 | 0.27 | -0.01 |
| 2017 | 11 902 433.797 | 56 205 100.00 | 41 816 594.40 | 0.28 | 0.02 |
| 2018 | 14 654 217.827 | 58 458 700.00 | 44 720 905.50 | 0.33 | 0.04 |
| 2019 | 17 564 173.000 | 61 978 800.00 | 47 785 654.80 | 0.37 | 0.04 |