| Key indicator n |
Expert Opinions |
The total amount of ranks (points) |
| E1 |
E2 |
E3 |
E4 |
E5 |
E6 |
E7 |
E8 |
E9 |
E10 |
|
| international events |
3 |
3 |
4 |
6 |
4 |
4 |
5 |
3 |
6 |
4 |
42 |
| tax policy |
3 |
2 |
2 |
2 |
4 |
3 |
2 |
2 |
4 |
1 |
25 |
| insurance market regulation |
5 |
6 |
6 |
7 |
5 |
4 |
7 |
5 |
6 |
6 |
57 |
| inflation rate |
8 |
7 |
8 |
9 |
5 |
6 |
6 |
8 |
7 |
7 |
71 |
| insurance market concentration |
6 |
7 |
6 |
6 |
5 |
8 |
8 |
6 |
7 |
5 |
64 |
| state of economic development of the country |
9 |
9 |
7 |
8 |
10 |
6 |
8 |
6 |
7 |
10 |
80 |
| dynamics of bank interest |
4 |
4 |
3 |
5 |
4 |
6 |
3 |
5 |
4 |
6 |
44 |
| level of insurance fraud by policyholders |
3 |
1 |
3 |
2 |
1 |
4 |
3 |
1 |
1 |
1 |
20 |
| population income level |
7 |
6 |
6 |
6 |
8 |
7 |
9 |
7 |
7 |
9 |
72 |
| dependence on the reinsurance market |
1 |
2 |
1 |
1 |
1 |
3 |
2 |
2 |
1 |
1 |
15 |
| Equity |
5 |
4 |
5 |
4 |
4 |
4 |
4 |
3 |
4 |
2 |
39 |
| insurance reserves |
6 |
8 |
8 |
6 |
7 |
7 |
7 |
8 |
8 |
7 |
72 |
| sustainability of the insurance portfolio |
8 |
9 |
10 |
6 |
9 |
9 |
8 |
10 |
9 |
8 |
86 |
| sustainability of the investment portfolio |
3 |
2 |
3 |
1 |
1 |
1 |
3 |
2 |
1 |
4 |
21 |
| level of costs of doing business |
4 |
5 |
3 |
3 |
3 |
3 |
5 |
5 |
4 |
3 |
38 |
| amount of insurance premiums collected |
8 |
8 |
9 |
7 |
10 |
10 |
6 |
7 |
6 |
8 |
79 |
| tariff policy |
7 |
7 |
8 |
10 |
9 |
9 |
8 |
6 |
6 |
7 |
77 |
| service maintenance |
5 |
5 |
8 |
7 |
5 |
6 |
6 |
6 |
6 |
5 |
59 |
| sales policy |
6 |
8 |
8 |
7 |
8 |
7 |
6 |
6 |
6 |
7 |
69 |
| assortment of insurance products |
4 |
5 |
4 |
6 |
7 |
6 |
4 |
2 |
4 |
4 |
46 |
| image of the insurer |
8 |
6 |
8 |
8 |
9 |
8 |
7 |
9 |
7 |
9 |
79 |
| use of information technology |
6 |
5 |
7 |
6 |
6 |
6 |
7 |
7 |
8 |
6 |
64 |
| formation of personnel policy |
5 |
5 |
5 |
6 |
7 |
4 |
5 |
6 |
6 |
6 |
55 |
