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The Acceptance of Medical Saving Account (MSA) in Alleviating Healthcare Costs

Table 4:

Factors Yes No x2 p value
Gender
Male 5 2 0.39 0.53
Female 14 10
Age
≤32 12 8 0.04 0.84
>32 7 4
Race
Malay 19 11 1.64 0.20
(Non-Malays) 0 1
Educational Level
Low Education 1 1 0.12 0.74
High Education 18 11
Occupational
Self-employed 7 5 0.07 0.79
Salaried employee 12 7
Family income
≥ RM 2445.16 5 5 0.79 0.37
(< RM 2445.16) 14 7
Marital status
Single 12 9 0.47 0.49
Married 7 3
History of hospitalization
Yes 2 1 0.04 0.84
No 17 11
Private Insurance
Yes 8 7 0.78 0.38
No 11 5
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