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Measuring Mobile Banking User Attitude In Malaysia

Table 2: Heterotraitmonotrait ratio (HTMT) result

#1 #2 #3 #4
#1. Attitude to Use Mobile Banking
#2. Perceived Benefit 0.508
#3. Perceived Risk 0.579 0.455
#4. Technology Acceptance Model 0.497 0.678 0.365
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