European Proceedings Logo

Measuring Mobile Banking User Attitude In Malaysia

Table 1: Result for reliability and validity

Construct Item Loading CR AVE
Technology acceptance Ease1 0.849 0.911 0.593
Ease2 0.850
Ease3 0.853
Usefull1 0.809
Usefull2 0.844
Usefull3 0.810
Usefull4 0.788
Perceived Benefit Benefit1 0.794 0.865 0.628
Benefit2 0.884
Benefit3 0.798
Perceived Risk FinRisk1 0.530 0.655 0.439
FinRisk2 0.778
FinRisk3 0.822
FinRisk4 0.857
FinRisk5 0.848
PriRisk1 0.706
PriRisk2 0.738
PriRisk3 0.697
SecRisk1 0.668
SecRisk2 0.613
< Back to article

We care about your privacy

We use cookies or similar technologies to access personal data, including page visits and your IP address. We use this information about you, your devices and your online interactions with us to provide, analyse and improve our services. This may include personalising content or advertising for you. You can find out more in our privacy policy and cookie policy and manage the choices available to you at any time by going to ‘Privacy settings’ at the bottom of any page.

Manage My Preferences

You have control over your personal data. For more detailed information about your personal data, please see our Privacy Policy and Cookie Policy.

These cookies are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site. Without these cookies, services you have asked for cannot be provided.

Third-party advertising and social media cookies are used to
(1) deliver advertisements more relevant to you and your interests;
(2) limit the number of times you see an advertisement;
(3) help measure the effectiveness of the advertising campaign; and
(4) understand people’s behavior after they view an advertisement.
They remember that you have visited a site and quite often they will be linked to site functionality provided by the other organization. This may impact the content and messages you see on other websites you visit.