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Assessment Of Implementing The New Information Technologies At Providing Banking Services

Table 3: Principles of information technologies implementation at providing banking services

Principles Requirements
Functional completeness principle Information technology should have a wide range of components to perform specified functions, ensuring the most complete compliance of the system with information needs.
Resource principle When implementing information technologies, it is necessary to have the financial, technical and human resources of the bank.
Customer focus principle Banking innovation in information technology must be geared towards customer satisfaction.
Internal integration principle When implementing information technologies in various areas of the bank's activities, the integration of various information flows into a single whole of business processes of a financial organization should be ensured.
Efficiency principle The efficiency of the implementation of information technologies should lead to an increase in profits, an expansion of the scale of business, and to enhance the competitiveness of the bank.
Security principle Information technologies should provide for the security of the system from accidental or deliberate interference in the normal process of its functioning, as well as from attempts to steal, modify and destroy its components.The safety of an automated system is achieved by ensuring three characteristics:Integrity of information. Assumes that information is changed during the operation of the system, only by users who have the right to do so.Availability of information to an authorized user at any time.Confidentiality of information. It is provided with the required degree of information secrecy and is provided only to the authorized users.
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