| 1. Factor of economic achievements, 17.96% |
| Significance of independent economic achievements |
.802 |
| Economic aspirations |
.748 |
| Significance of financial status |
.735 |
| Awareness of irrational consumption |
.495 |
| Financial optimism |
.494 |
| 2. Factor of confidence thanks to savings and rationality, 9.5% |
| Confidence in the future thanks to savings |
.655 |
| Social responsibility of wealth |
.596 |
| Customer satisfaction |
.523 |
| Rational purchase decisions |
,428 |
| Financial optimism |
.413 |
| Willingness to save money |
.410 |
| 3. Factor of financial literacy, 8.6% |
| Financial illiteracy |
-.737 |
| Real estate activities |
.521 |
| Cognitive economic activities |
.508 |
| Financial literacy |
.484 |
| 4. Factor of wage work, 7.3% |
| Negative attitude towards entrepreneurs |
.634 |
| Priority of money over vocation |
.597 |
| Priority of money over health |
.572 |
| Customer satisfaction |
-.417 |