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Integrating TRI And UTAUT In E-Wallet Adoption: A Validity And Reliability Study

Table 1:

Constructs Items Sources
Optimism OPT1. New technology contributes to a better quality of life. Parasuraman (2015)
OPT2. New technology gives me more freedom of mobility.
OPT3. New technology gives people more control over their daily lives.
OPT4. New technology makes me more productive in my personal life.
Innovativeness INNO1. Other people come to you for advice on new technologies. Parasuraman (2015)
INNO2. In general, I am among the first in my circle of friends to acquire new technology when it appears.
INNO3. I can usually figure out new high-tech products and services without help from others.
INNO4. I keep up with the latest technological developments in my areas of interest.
Performance Expectancy PE1. I would find e-wallet very useful in my daily life. Venkatesh et al. (2003)
PE2. Using e-wallet improves my payment efficiency.
PE3. Using e-wallet improves my payment convenience.
PE4. Using e-wallet enables me to make payments more quickly.
Effort Expectancy EE1. Learning how to use e-wallet is easy for me. Venkatesh et al. (2003)
EE2. My interaction with e-wallet is clear and understandable.
EE3. I find e-wallet is easy to use.
EE4. It is easy for me to become skillful at using e-wallet
Social Influence SI1. People who are important to me think that I should use e-wallet. Venkatesh et al. (2003)
SI2. People who influence my behaviour think that I should use e-wallet.
SI3. People whose opinions that I value prefer that I use e-wallet.
Facilitating Conditions FC1. I have the resources necessary to use e-wallet. Venkatesh et al. (2003)
FC2. I have the knowledge necessary to use e-wallet.
FC3. E-wallet is compatible with other systems I use.
Behavioural Intention BI1. I intend to use e-wallet in the future. Venkatesh et al. (2003)
BI2. I will always try to use e-wallet in my daily life.
BI3. I plan to use e-wallet in future.
BI4. I predict I would use e-wallet in the future.
Use Behaviour UB1. I often use e-wallet to manage my account. Venkatesh et al. (2003)
UB2. I often use e-wallet to transfer and remit money.
UB3. I often use e-wallet to make payments.
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