Constructs |
Items |
Sources |
Optimism |
OPT1. New technology contributes to a better quality of life. |
Parasuraman (2015) |
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OPT2. New technology gives me more freedom of mobility. |
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OPT3. New technology gives people more control over their daily lives. |
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OPT4. New technology makes me more productive in my personal life. |
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Innovativeness |
INNO1. Other people come to you for advice on new technologies. |
Parasuraman (2015) |
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INNO2. In general, I am among the first in my circle of friends to acquire new technology when it appears. |
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INNO3. I can usually figure out new high-tech products and services without help from others. |
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INNO4. I keep up with the latest technological developments in my areas of interest. |
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Performance Expectancy |
PE1. I would find e-wallet very useful in my daily life. |
Venkatesh et al. (2003) |
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PE2. Using e-wallet improves my payment efficiency. |
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PE3. Using e-wallet improves my payment convenience. |
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PE4. Using e-wallet enables me to make payments more quickly. |
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Effort Expectancy |
EE1. Learning how to use e-wallet is easy for me. |
Venkatesh et al. (2003) |
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EE2. My interaction with e-wallet is clear and understandable. |
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EE3. I find e-wallet is easy to use. |
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EE4. It is easy for me to become skillful at using e-wallet |
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Social Influence |
SI1. People who are important to me think that I should use e-wallet. |
Venkatesh et al. (2003) |
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SI2. People who influence my behaviour think that I should use e-wallet. |
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SI3. People whose opinions that I value prefer that I use e-wallet. |
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Facilitating Conditions |
FC1. I have the resources necessary to use e-wallet. |
Venkatesh et al. (2003) |
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FC2. I have the knowledge necessary to use e-wallet. |
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FC3. E-wallet is compatible with other systems I use. |
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Behavioural Intention |
BI1. I intend to use e-wallet in the future. |
Venkatesh et al. (2003) |
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BI2. I will always try to use e-wallet in my daily life. |
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BI3. I plan to use e-wallet in future. |
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BI4. I predict I would use e-wallet in the future. |
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Use Behaviour |
UB1. I often use e-wallet to manage my account. |
Venkatesh et al. (2003) |
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UB2. I often use e-wallet to transfer and remit money. |
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UB3. I often use e-wallet to make payments. |
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