European Proceedings Logo

Integrating TRI And UTAUT In E-Wallet Adoption: A Validity And Reliability Study

Table 1:

Constructs Items Sources
Optimism OPT1. New technology contributes to a better quality of life. Parasuraman (2015)
OPT2. New technology gives me more freedom of mobility.
OPT3. New technology gives people more control over their daily lives.
OPT4. New technology makes me more productive in my personal life.
Innovativeness INNO1. Other people come to you for advice on new technologies. Parasuraman (2015)
INNO2. In general, I am among the first in my circle of friends to acquire new technology when it appears.
INNO3. I can usually figure out new high-tech products and services without help from others.
INNO4. I keep up with the latest technological developments in my areas of interest.
Performance Expectancy PE1. I would find e-wallet very useful in my daily life. Venkatesh et al. (2003)
PE2. Using e-wallet improves my payment efficiency.
PE3. Using e-wallet improves my payment convenience.
PE4. Using e-wallet enables me to make payments more quickly.
Effort Expectancy EE1. Learning how to use e-wallet is easy for me. Venkatesh et al. (2003)
EE2. My interaction with e-wallet is clear and understandable.
EE3. I find e-wallet is easy to use.
EE4. It is easy for me to become skillful at using e-wallet
Social Influence SI1. People who are important to me think that I should use e-wallet. Venkatesh et al. (2003)
SI2. People who influence my behaviour think that I should use e-wallet.
SI3. People whose opinions that I value prefer that I use e-wallet.
Facilitating Conditions FC1. I have the resources necessary to use e-wallet. Venkatesh et al. (2003)
FC2. I have the knowledge necessary to use e-wallet.
FC3. E-wallet is compatible with other systems I use.
Behavioural Intention BI1. I intend to use e-wallet in the future. Venkatesh et al. (2003)
BI2. I will always try to use e-wallet in my daily life.
BI3. I plan to use e-wallet in future.
BI4. I predict I would use e-wallet in the future.
Use Behaviour UB1. I often use e-wallet to manage my account. Venkatesh et al. (2003)
UB2. I often use e-wallet to transfer and remit money.
UB3. I often use e-wallet to make payments.
< Back to article

We care about your privacy

We use cookies or similar technologies to access personal data, including page visits and your IP address. We use this information about you, your devices and your online interactions with us to provide, analyse and improve our services. This may include personalising content or advertising for you. You can find out more in our privacy policy and cookie policy and manage the choices available to you at any time by going to ‘Privacy settings’ at the bottom of any page.

Manage My Preferences

You have control over your personal data. For more detailed information about your personal data, please see our Privacy Policy and Cookie Policy.

These cookies are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site. Without these cookies, services you have asked for cannot be provided.

Third-party advertising and social media cookies are used to
(1) deliver advertisements more relevant to you and your interests;
(2) limit the number of times you see an advertisement;
(3) help measure the effectiveness of the advertising campaign; and
(4) understand people’s behavior after they view an advertisement.
They remember that you have visited a site and quite often they will be linked to site functionality provided by the other organization. This may impact the content and messages you see on other websites you visit.