| No. |
Comparative Factors*) |
PT Bank Negara Indonesia (Persero), Tbk. |
PT Bank Bukopin, Tbk. |
| 1 |
Number of Human Resources |
27,209 people |
5,656 people |
| 2 |
Number of Accounts |
27,600,000 accounts |
1,300,000 accounts |
| 3 |
Number of Digital Technology Users (e-Banking) |
10,339,568 people |
17,922 people |
| 4 |
Number of ATM Machines |
17,968 units |
861 units |
| 5 |
Amount of Expenses incurred for 1 (one) employee with Teller position in 1 (one) year |
IDR 80,000,000 |
IDR 64,500,000 |
| 6 |
Amount of costs incurred for purchasing 1 (one) ATM machine |
IDR 210,000,000 (brand Diebold) |
IDR 210,000,000(brand Diebold) |
| 7 |
Number of Digital Technology Transactions (e-commerce via e-banking) |
21,500,000 transactions |
29,739 transactions |
| 8 |
Government Regulation (External) |
POJK No.19/POJK.03/2014 concerning Financial Services without Offices in the Context of Inclusive Finance,PBI No.19/12/PBI/2017 concerning the Implementation of Financial Technology. |
POJK No.19/POJK.03/2014 concerning Financial Services without Offices in the Context of Inclusive Finance,PBI No.19/12/PBI/2017 concerning the Implementation of Financial Technology. |
