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Monetization Of Information Infrastructure Products In Conditions In Competetive Financial Sector

Table 1:

Direction of development Traditional approach New approach
Strategy Information management technologies Business management technologies
Data - the tool for business-analytics Data - the intellectual property object that provides competitive advantages
Deterministic approach Guiding (iterative) approach
Design User experience is considered as one of the application levels User experience - the main feature of the application
The decision-making procedure is hard-coded The software is trained to perform the decision-making process
The information to be extracted – a fact from the database The information to be extracted - the most likely answer
Development Linear technology development Iterative development of the technologies and business models
A Head of business units provides specification, IT Department is engaged in software development Primary experts from business units are the members of the development team
Operating model Continuous and periodically updated technology Dynamic, flexible models. Continuous development based on testing the results
Technical risks are mainly system downtime and system errors Technical risks include behavioural patterns acquired as a result of training
Cyberattacks Adversarial attacks
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