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Evaluation Of Basic Concepts And Practices Of Strategic Management In Participation Banking

Table 4:

Participants Participation Banking
Opportunitis Threats
P1 -Market share in the country with a Muslim population isvery low. -Interest lobby-Negative traces remaining in people's minds due to pastpractices of participation banking.
P2 -Legal arrangements made for participation banking andthe establishment of public participation banks can lead toa massive capital inflow from the Middle East. -Market rules-Long-established conventional banking structure in Turkey
P3 -In the last period (last 10-15 years), the state has morefavorable approach to participation banking than theprevious periods and establishing public participation bankswith the understanding of social statism. -People's habits and facilitations-Conventional banking has the 70-80 year history in Turkey-The interest rate given by ordinary banking to deposits is highdue to the profit share of participation banks-Some negative examples of past and present participationbanking practices.
P4 -Establishment of Participation Banks Association ofTurkey.-Approach to evaluate new and good ideas and to be afinancier.-The effort to set up a digital bank in Europe. -Participation banking practices can not be brought to a certainstandard.
P5 -Participation banks can increase their profitability byattaching importance to leasing.-A joint pension system can be establishedbetween participation banks.-A common POS (Point of Sales Terminal) system can beestablished between participation banks. -Participation banks start to see each other as opponents and tryto compete with each other.-Interest lobby-The perception that 2 participation bank will enter the sector in2019.
P6 -Establishing capital and business partnerships with majorcompanies.-Depending on the risk premium, participating banksmay create a common insurance pool.-Studies on digital banking -The interest rate given by ordinary banking to deposits is highdue to the profit share of participation banks
P7 -Almost all of the society is Muslim -Difficulty in changing society's habits
P8 -Participation banks have a market share of only 5.5% on alarge market together. -The profit share we give is lower than the interest rates ondeposits of traditional banks.
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