| Participants |
Participation Banking |
| Strengths |
Weaknesses |
| P1 |
- Staff with a conscientious and warm approach- Partnership structure (with Arab-based partners) |
- Past partnership structure |
| P2 |
- More conscientious and more humanistic than traditional banking. - In the event of worsening market conditions, the conditions are aggravated and the customer does not suffer unlike traditional banks- More ethical values than traditional banks |
- Absence of a common constitution of participation banking (Non-formation of common Islamic principles for all participation banks) |
| P3 |
- Participation bank employees are young and therefore changeable- The contract and invoice are essential in the loaning of participation banking. Therefore, companies operating with participation banks are less likely to bankrupt.- The functioning system of participation banking prevents tax evasion |
- Low market share of participation banking- The absence of market maker power of participation banking and in the position following the market- Should not withdraw the profitability of private participation banks easily competitive with traditional banking - Being more procedural (bureaucratic)- Not a joint regulatory organization for participation banking |
| P4 |
- Protect the essence- Efforts to build corporate culture through training |
|
| P5 |
- To be transparent and honest- Partnership structure (The main financier of the NCW from Saudi Arabia) |
- The excess of procedures- Customers can not be informed sufficiently about participation banking- Participation banks can not act jointly with the Participation Banks Association. |
| P6 |
- The functioning system of participation banking prevents tax evasion - Social responsibility and public good thinking is a priority in public participation bank.- Rapid change of the bank |
- Low market share of participation banking- Lack of publicity- Lack of information in the community about participation banking- Being more procedural (bureaucratic) |
| P7 |
- The value of employees- Customer dialogue |
- Past bad examples in participation banking may disturb customer perception against participation banking, Bank Asya example |
| P8 |
- Real transactions |
- Long duration of transactions |
