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Employees’ Attitude Towards Retirement Planning During Pandemic of Covid-19 in Malaysia

Table 2: Construct reliability and validity

Constructs Composite Reliability Average VarianceExtracted (AVE)
Attitude towards Retirement 0.983 0.904
Financial Awareness 0.861 0.553
Financial Knowledge 0.929 0.724
Financial Planning 0.911 0.673
Retirement Goal Clarity 0.936 0.744
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