| KMO and Bartlett’s Test |
| Kaiser-Meyer-Olkin Measure of Sampling Adequacy |
0.704 |
| Bartlett’s Test of Sphericity |
Approx. Chi-Square |
348.875 |
|
df |
45 |
|
Sig. |
0.000 |
| Factor Loading |
| Items |
1Psychology |
2Basic |
3Economic |
Cronbach's |
| OID11 |
Feel threatened and disturbed by friends/family/loan officer. |
0.826 |
|
|
0.724 |
| OID12 |
Facing with psychological stress yourself or in your marriage. |
0.703 |
|
|
| OID9 |
Use family/friends' support to repay |
0.658 |
|
|
| OID7 |
Borrow anew to repay (take an additional loan from another lender). |
0.639 |
|
|
| OID2 |
Reduce the quantity of food intake |
|
0.835 |
|
0.726 |
| OID1 |
Reduce food quality (cut down eating outside) |
|
0.809 |
|
| OID6 |
Reduce your financial savings (e.g., money in the savings account). |
|
0.627 |
|
| OID4 |
Postpone important expenses (e.g., for health, housing, business assets, etc.) |
|
|
0.813 |
0.645 |
| OID5 |
Work more than usual (e.g., doing part time job, work longer hours, working on weekends). |
|
|
0.621 |
| OID10 |
Facing from shame when people talk about you. |
|
|
0.571 |
| Eigenvalue |
2.405 |
2.205 |
1.763 |
|
| % of Variance |
24.046 |
22.054 |
17.627 |
|
| Cumulative % |
24.046 |
46.099 |
63.726 |
|
