European Proceedings Logo

Validating an Over-Indebtedness Measurement Scale That is Specifically Tailored to Borrower’s Context

Table 2: Demoghraphics profile

 Demographic Range Frequency Percent
Age (years) 20 - 25 4 1
26-30 82 20.3
31-35 159 39.4
36-40 159 39.4
Gender Male 232 57.4
Female 172 42.6
Monthly Income (RM) Below 2000 119 29.5
2001-4000 118 46.5
4001-6000 63 15.9
6001-8000 24 5.9
8001-10000 7 1.7
More than 10,000 3 0.7
Marital status Single 73 18.1
Married 312 77.2
Others 19 4.7
States Johor 37 9.2
Kedah 14 3.5
Kelantan 15 3.7
Kuala Lumpur 221 54.7
Melaka 12 3
Pahang 16 4
Penang 23 5.7
Perak 14 3.5
Sabah 29 7.2
Sarawak 15 3.7
Terengganu 8 2
< Back to article

We care about your privacy

We use cookies or similar technologies to access personal data, including page visits and your IP address. We use this information about you, your devices and your online interactions with us to provide, analyse and improve our services. This may include personalising content or advertising for you. You can find out more in our privacy policy and cookie policy and manage the choices available to you at any time by going to ‘Privacy settings’ at the bottom of any page.

Manage My Preferences

You have control over your personal data. For more detailed information about your personal data, please see our Privacy Policy and Cookie Policy.

These cookies are essential in order to enable you to move around the site and use its features, such as accessing secure areas of the site. Without these cookies, services you have asked for cannot be provided.

Third-party advertising and social media cookies are used to
(1) deliver advertisements more relevant to you and your interests;
(2) limit the number of times you see an advertisement;
(3) help measure the effectiveness of the advertising campaign; and
(4) understand people’s behavior after they view an advertisement.
They remember that you have visited a site and quite often they will be linked to site functionality provided by the other organization. This may impact the content and messages you see on other websites you visit.